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OpenTrials
Completed

NCT Number: NCT03833219

Comparative Effectiveness of Financial Incentives and Nudges to Reduce Cellphone Use While Driving Among UBI Auto Policy Holders

The investigators are proposing an experiment to help a national auto insurance company test behavioral economic strategies to reduce the amount of time policy holders actively use their cell phone while driving. Interventions include financial incentives, social comparison, and nudges, and survey data will also be collected. Data collected from this internal trial will be shared with the Penn research team and analyzed

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Key information

Conditions

Automobile Accident

Age range

16 year and older

Sex eligibility

All sexes

Study type

Interventional

Phase

Not applicable

Primary location

University of Pennsylvania

Philadelphia, Pennsylvania, 19104, United States

Who can participate

Healthy volunteers accepted: Yes

Only the study team can determine whether someone qualifies for participation.

Inclusion criteria

  • Progressive Snapshot Users with policy activated within recruitment period
  • Progressive Snapshot policy holder in one of the following states and regions: MI, PA, TX, FL, TN, OR, GA, NE, OK, OH, MT, MO, NV, CT, WI, MD, KY, MN, NH, NJ, AZ, ME, LA, SC, CO, MS, IN, IA, AL, ND, UT, RI, WV, WY, IL, AR, DE, KS, SD, NM, VT, ID, and the District of Columbia
  • Has an email address

Exclusion criteria

  • Progressive Snapshot Mobile App not updated to enable push notifications
  • Customer's residential address is in a state in which phone use while driving is factored into insurance rating
  • Customer's Snapshot Mobile App does not collect trip data with all sensors active
  • Customer in Snapshot program for < 30 days or more > 70 days

Treatment and study plan

Weekly feedback

Behavioral

Send push notification reporting user's handheld phone use while driving compared to distribution for driver cohort (age, geographic area) each week.

End of intervention period incentive

Behavioral

Notify participant about potential incentive at the end of the intervention period, but do not provide weekly feedback about performance.

Loss-framed weekly incentive

Behavioral

Send push notification reporting user's handheld phone use while driving compared to distribution for driver cohort (age, geographic area) each week. Pay participant weekly according to where they fall on the distribution each week.

Primary outcomes

  1. Seconds of active phone use per hour of driving

    Time frame: 150 days

    Percentage of driving time engaging in active handheld phone use (also measured as seconds of distracted driving/hour of driving)

Secondary outcomes

  1. Seconds of passive phone use per hour of driving

    Time frame: 150 days

    Seconds of passive handheld, non-call use per hour of driving

  2. Hard breaking events per 100 miles

    Time frame: 150 days

    notifications turned off, drop out of study, app uninstall

  3. Hard acceleration events per 100 miles

    Time frame: 150 days

    Hard acceleration events per 100 miles

Sponsors and collaborators

Lead sponsor

University of Pennsylvania

Other

Collaborators

  • U.S. Department of Transportation Federal Highway Administration

Registry information

Official study title

Comparative Effectiveness of Financial Incentives and Smartphone-based Nudges to Reduce Cellphone Use While Driving Among Auto Insurance Policy Holders With Usage Based Insurance Policies

Important dates

Study start
2019
Primary completion
2019
Study completion
2020
First posted
Feb 6, 2019
Registry last updated
Sep 10, 2020

OpenTrials presents study information sourced from ClinicalTrials.gov. The official registry record should be consulted for the latest information.

View the official ClinicalTrials.gov record (opens in a new tab)

This listing is for discovery and informational purposes only. It is not medical advice, does not guarantee that a study is recruiting, and does not determine eligibility. Contact the study team and a qualified healthcare professional when considering participation.

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